Florida Permit Test, Insurance, Penalties and Points: all 42 questions

All questions from the Insurance, Penalties and Points section for Florida Permit Test, each with the correct answer.

9If you are the driver or owner of a vehicle which is in a crash that is your fault, and you are not insured in compliance with the Financial Responsibility Law
11If a law enforcement officer stops a vehicle for a traffic violation and finds a front seat passenger 17 years of age or younger not wearing a seat belt, a seat belt violation will be charged to
201Before you can register a car in Florida, you must show proof of which two kinds of insurance?
202What minimum coverage does Florida's No-Fault Law require?
203Personal Injury Protection (PIP) coverage pays for
204Property Damage Liability (PDL) coverage pays for
205You own a vehicle that has been in Florida for 90 days (consecutive or not) during the last 365 days. What must you do?
206A new school zone speed camera catches your car speeding. Under the pending statute change, who is subject to the $100 fine?
207Your auto insurance is canceled and you do not provide proof of new coverage after FLHSMV sends you a notice. What can happen?
208You plan to stop insuring a vehicle you will not drive. What should you do first to avoid suspension and reinstatement fees?
209A police officer stops you and you cannot show proof of insurance. Which statement is correct?
210Your license is suspended for lack of insurance. Can you get a temporary license to drive to work?
211You show an officer an insurance card, knowing the policy has been canceled. What charge may you face?
212What is the penalty for driving with a suspended license?
213Your driver license and plate have been suspended for 30 days or more. What can a law enforcement officer do?
214Under the Financial Responsibility Law, what must you do if you are in a crash?
215After a DUI conviction, what minimum Bodily Injury Liability and Property Damage Liability coverage must you carry?
216For how long must the higher insurance limits required after a DUI conviction stay in effect?
217Your license is suspended for accumulating too many points. Which coverage must you then show?
218Which accumulation of points leads to a 30 day suspension?
219A driver accumulates 18 points within an 18-month period. What is the result?
220A driver accumulates 24 points within 36 months. What is the result?
221You get a speeding conviction in another state while holding a Florida license. How are points handled?
222Any driver under 18 who accumulates how many points within 12 months is restricted to Business Purposes Only for one year?
223A 17-year-old is under a Business Purposes Only restriction and earns additional points. What happens?
224How many points are added for unlawful speed of 15 MPH or less over the lawful or posted limit?
225You are cited for driving 20 MPH over the posted limit. How many points does the violation carry?
226How many points does a speeding violation that results in a crash carry?
227A driver is convicted of texting while driving in a school zone. How many points are assessed in total?
228Using a handheld wireless device in a school crossing, school zone, or work zone carries how many points?
229What does a conviction for leaving the scene of a crash with more than $50 in property damage cost you in points?
230Which penalties apply if you pass a stopped school bus that is displaying its stop signal?
231You pass a stopped school bus on the side where children enter and exit. What is the minimum fine?
232Passing a stopped school bus results in the death of another person. Which penalty applies?
233You get a ticket for a noncriminal moving violation (not in a CMV, no CDL). Which choice may you make to avoid points?
234How many times in a lifetime can a driver elect traffic school to avoid points on a noncriminal citation?
235You want to go to traffic school after receiving a citation. Within how many days of receiving it must you inform the Clerk of Court and pay the election fee?
236Speeding fines are doubled when the infraction occurs in
237What is the meaning of a license being SUSPENDED?
238Which offense must lead to REVOCATION of your license?
239You were the driver in a crash, you are found at fault, and someone was transported to the hospital. What must you do to keep your license?
240You are driving a vehicle involved in a crash that causes personal injury, and you leave without stopping to help. What happens to your license?

Florida Permit Test, Insurance, Penalties and Points: all 42 questions

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